Freedom
With Freedom, your company’s capital is invested in a broad range of loans and credits. You have complete control and can customize settings based on credit type, credit provider, duration, risk, and return. This allows you to tailor your savings portfolio to meet your organization’s unique needs and goals.
This product is designed for businesses with a clear strategy and an understanding of how they want to build their portfolio to achieve their goals. With the help of our interest robot, both repayments and returns are automatically reinvested, enabling you to benefit from the compound interest effect. Recommendations regarding investment amounts and savings horizons are not provided, as these depend entirely on the choices you make.
There is a close connection between risk and return. It is important to understand the risks associated with various investments and how they can be minimized, even for investments made through SaveLend.
That’s why we’ve compiled both general risks and specific risks related to investments on SaveLend in one place. Here, you can learn how risks can be managed and spread to your advantage, allowing you to invest your company’s capital more securely and effectively.
Once you’ve created a SaveLend account with a corporate deposit, you can easily deposit funds by making a one-time payment or starting a monthly savings plan. You can withdraw uninvested funds from your SaveLend account at any time.
Invested capital is repaid gradually from each loan. You can also free up capital early by selling investments on our secondary market. You can always choose whether to reinvest returns or transfer them to a bank account.
Here are some of the most frequently asked questions from our investors. If you have additional questions, feel free to contact us via chat, email, or phone.
Yes! You can smoothly and easily register a business account by:
Register an investor account as usual and complete the KYC (Know Your Customer) form.
Navigate to the Depot overview, click "My account" and then "Change depot".
Then click the "+" sign and "Add Company".
Follow the on-screen instructions to complete the registration of your business.
We have three savings strategies for SEK depots that have different target returns.
Balanced is a savings strategy for you who want to minimize the risk of credit losses and have maximum liquidity in your savings. This strategy has a slightly lower target annual return and suits you who have a shorter savings horizon.
Yield is the savings strategy for you who aim for a higher return and who understand that this entails slightly higher risk and greater fluctuations in savings.
With the Freedom strategy, you can choose both the originator and the credit type and decide how much of your total capital can be placed in a single investment and get a higher or lower return depending on the settings.
Read more about our strategies here!
Today you can invest in SaveLend's subsidiary Svensk Kreditförmedling's real estate and rental projects on our savings platform. These credits were previously mediated through the originator SKF but will, in the future, be mediated through SBL Finans. This type of financing is now called crowdfunding. To comply with the new EU regulations regarding crowdfunding, SaveLend is obliged to ensure that everyone who participates in these investments has certain knowledge within it. Therefore you need to complete a knowledge test on our platform before you start investing in crowdfunding.
When you activate the strategy the test will appear.
Your previous investments made through the originator SKF will continue as usual as the new EU regulations rules do not apply to previously mediated credits.
You can easily see the instructions on how to transfer capital to your SaveLend account by logging in, navigating to "Transfers" followed by deposits and clicking on "Make a deposit".
You can choose between transferring your money directly with the help of Swish, Trustly, or by making a regular bank transfer.
To make a deposit, click on the "Make a deposit" button in the "Deposits" section or in the upper right corner of the platform and choose the method that suits you best:
Swish
Via Swish, your money arrives immediately. The regulations for the maximum amount and how much it’s possible to swish vary from bank to bank. Log into your internet or mobile bank to see and change your settings.
Instant Bank payment via Trustly
Direct transfer via Trustly takes between 15 min and 1 banking day. It is an open banking payment method that allows customers to shop and pay from their bank account online, without using a card or app.
Bank transfer
Bank transfers can take up to 1–2 days. Transfers must be made from a bank account that you own.
Yes, just as for our private savers, our corporate investors also have the opportunity to take part in our bonus system.
See the different levels and how they are achieved here Bonus system
You can withdraw any of the company's funds that are not invested in credits at any time.
For the capital tied up in investments, we offer a secondary market where the loans can be sold to other investors for a fee to free up capital, which in turn can be withdrawn.
