We make it easy to save with interest. Our interest-based savings are built on the same principles as the core business model of major banks. By investing in loans to businesses and individuals, you can achieve a stable return while creating a natural cash flow for your operations.
Why SaveLend
Our customers speak about stable returns, secure savings, and seamless usability — see what they have to say!
By combining interest-based savings with other investment strategies, you achieve more stable growth, reduce the risk of deep downturns, and diversify away from reliance on individual assets. Our savings solutions provide stability that outperforms the stock market while delivering returns far superior to traditional bank accounts. It's a solution designed to secure both growth and reliability in your financial planning. For over a decade, we have been helping companies secure long-term sustainable solutions for capital management.
Efficiency and risk management lie at the core of our solution for businesses and organizations. Our technology eliminates unnecessary administrative processes, allowing you to effortlessly build a stable interest-based savings portfolio.
With automated strategies, your investment is distributed across a wide range of loans and credits, ensuring natural diversification. The option for automatic reinvestment of returns maximizes the compound interest effect, allowing your capital to work for you with minimal administration.
Discover our savings products designed to make interest-based saving easy and efficient. Choose the option that best fits your needs!
Calculate your savings
Our products deliver robust returns year after year. By putting your capital to work and reinvesting your earnings over time, the compound interest effect ensures significant growth for your savings.
The return is calculated based on an annual return of 7 percent. Remember that past performance is not a guarantee of future results. Your capital can both increase and decrease in value, and there is no guarantee you will recover your full investment.
Expected value year
with the Balanced strategy
With us, you can start saving smoothly and securely. Create an investor account and follow these steps to set up your business account.
Here are some of the most common questions and concerns about the savings platform. If you have additional questions, feel free to contact us via chat, email, or phone.
Yes! You can smoothly and easily register a business account by:
Register an investor account as usual and complete the KYC (Know Your Customer) form.
Navigate to the Depot overview, click "My account" and then "Change depot".
Then click the "+" sign and "Add Company".
Follow the on-screen instructions to complete the registration of your business.
Yes, just as for our private savers, our corporate investors also have the opportunity to take part in our bonus system.
See the different levels and how they are achieved here Bonus system
You can easily see the instructions on how to transfer capital to your SaveLend account by logging in, navigating to "Transfers" followed by deposits and clicking on "Make a deposit".
You can choose between transferring your money directly with the help of Swish, Trustly, or by making a regular bank transfer.
To make a deposit, click on the "Make a deposit" button in the "Deposits" section or in the upper right corner of the platform and choose the method that suits you best:
Swish
Via Swish, your money arrives immediately. The regulations for the maximum amount and how much it’s possible to swish vary from bank to bank. Log into your internet or mobile bank to see and change your settings.
Instant Bank payment via Trustly
Direct transfer via Trustly takes between 15 min and 1 banking day. It is an open banking payment method that allows customers to shop and pay from their bank account online, without using a card or app.
Bank transfer
Bank transfers can take up to 1–2 days. Transfers must be made from a bank account that you own.
You can easily request withdrawals on uninvested capital by logging into your account, navigating to "Transfers" and then "Withdrawals". Click on "Make a withdrawal" then follow the instructions.
If you want to withdraw capital that is invested, you can sell your investments on the secondary market, which you will find under "Holdings" -> "Investments". Remember that sales on the secondary market include a fee except for special conditions for the Balanced savings strategy. Here, you have the right to sell investments up to a total of SEK 50,000 free of charge after every twelve months.
We have three savings strategies for SEK depots that have different target returns.
Balanced is a savings strategy for you who want to minimize the risk of credit losses and have maximum liquidity in your savings. This strategy has a slightly lower target annual return and suits you who have a shorter savings horizon.
Yield is the savings strategy for you who aim for a higher return and who understand that this entails slightly higher risk and greater fluctuations in savings.
With the Freedom strategy, you can choose both the originator and the credit type and decide how much of your total capital can be placed in a single investment and get a higher or lower return depending on the settings.
Read more about our strategies here!
You can withdraw any of the company's funds that are not invested in credits at any time.
For the capital tied up in investments, we offer a secondary market where the loans can be sold to other investors for a fee to free up capital, which in turn can be withdrawn.
